*another backdated post*
About three weeks ago, I met this financial advisor to do a financial analysis. Normally I would have rejected such things but I was referred to him by another friend, plus they are personal friends so I thought it does not hurt much to jus meet up with that person. I do not think I will employ his services anyway. Since I do not want to meet him alone, I brought 2 friends along with me.
We were supposed to fill in a questionnaire and at first I thought it would be a fast one. I did not expect it to be so long. It dragged over 2 lunch sessions and 1 very long session. Yesterday was the last session with him and I was truly traumatized over my financial status after the session. We were supposed to write down our income per month and list down all our expenses for the entire month. This includes birthday presents and everything den divide by the number of months to get an average per month.
OMG… I was really really shocked at my expenses. My goodness.. I din realized that I was such a high maintenance woman and I spent so much money on rubbish things. I went home and did a detailed calculation and I had a shock of my life!! My stable source of income is only $388 per month and I have already spent $500 a month, not including shopping expenses. My god… I am living in deficit…
Sigh... I think I have to start saving money liao... Try and cut down on some things. I am still thinking of which section I can cut down on. Maybe entertainment and birthday presents bah. My facials and products cannot cut even though they are the largest portion of my expenses. Sian.. I need more money.. money money.. where fore art thou money??
About three weeks ago, I met this financial advisor to do a financial analysis. Normally I would have rejected such things but I was referred to him by another friend, plus they are personal friends so I thought it does not hurt much to jus meet up with that person. I do not think I will employ his services anyway. Since I do not want to meet him alone, I brought 2 friends along with me.
We were supposed to fill in a questionnaire and at first I thought it would be a fast one. I did not expect it to be so long. It dragged over 2 lunch sessions and 1 very long session. Yesterday was the last session with him and I was truly traumatized over my financial status after the session. We were supposed to write down our income per month and list down all our expenses for the entire month. This includes birthday presents and everything den divide by the number of months to get an average per month.
OMG… I was really really shocked at my expenses. My goodness.. I din realized that I was such a high maintenance woman and I spent so much money on rubbish things. I went home and did a detailed calculation and I had a shock of my life!! My stable source of income is only $388 per month and I have already spent $500 a month, not including shopping expenses. My god… I am living in deficit…
Sigh... I think I have to start saving money liao... Try and cut down on some things. I am still thinking of which section I can cut down on. Maybe entertainment and birthday presents bah. My facials and products cannot cut even though they are the largest portion of my expenses. Sian.. I need more money.. money money.. where fore art thou money??
No comments:
Post a Comment